- Personal or Business
- Free
- No minimum deposit required to open an account
- No minimum balance required
- No monthly service fees
- Interest paid quarterly
- Images are provided with quarterly statements
- Free Internet banking
Did you know that regulatory change increased the availability of the money you deposit? Although not common, our bank can place holds on deposits to protect against fraud. Regulations require certain minimums at which the money must be available. The “next day” threshold increased and the special exemption threshold increased $525. These new thresholds have been in place since July 1, 2020.
If you ‘d like more information, feel free to contact us or you can research “Reg CC” at your leisure.